Buy Now, Pay Later (BNPL) lets customers split payments into smaller chunks over time, often interest-free. It’s fast, easy, and increasingly expected by online shoppers.
But where money flows quickly, fraud often follows. Criminals use BNPL to make unauthorized purchases, open fake accounts, or avoid paying back what they owe. In some cases, even real users or family members may misuse it.
As a small business owner running an online store, you need to understand how BNPL fraud works and what
